Credit Cards/Axis Bank/Axis Buzz Credit Card

Axis Buzz Credit Card

Axis Buzz Credit Card

Axis Bank

Last updated: Feb 03, 2026

e-commercegroceryrestaurantsfuel
Annual Fee

₹750

Joining Fee

₹750

Forex Fee

3.5%

Lounge Access

No lounge access

The Buzz Credit Card by Axis Bank is designed for online shopping enthusiasts, especially for Flipkart users. It offers attractive reward points, Flipkart gift vouchers worth up to ₹8,000, and great discounts on online spends. Enjoy accelerated reward points and seamless digital payments with Mastercard global acceptance.

Features of Axis Buzz Credit Card which makes it unique

Edge Rewards Program

Earn and redeem reward points easily across multiple categories

Maximise benefits on online and offline spends

Competitive in the beginner segment


Rewards Structure of Axis Buzz Credit Card

Online Shopping

accelerated

All online merchants

Reward Rate:3 points/₹100
Monthly Cap:No capping

Earn 3X reward points on online spends

Base Rewards

base

All other spends

Reward Rate:1 point/₹100
Monthly Cap:No capping

Standard earn rate

Milestones of Axis Buzz Credit Card

Top Flipkart Milestone

₹100,000 : ₹2,500 Flipkart voucher

Flipkart Annual Spend Milestone

₹25,000 : ₹500 Flipkart voucher

Higher Flipkart Spend Milestone

₹50,000 : ₹1,000 Flipkart voucher

Fees & Charges of Axis Buzz Credit Card

Fee & AmountFee Value
Joining Fee
₹750
Annual Fee
₹750
Forex Markup Fee
3.5%
Cash Advance Fee
2.5%
Late Payment Fee
₹700
Over Limit Fee
3%
Returned Payment Fee
₹300
Cash Withdrawal Fee
3%

Renewal Conditions:Nil waiver; standard annual fee applies from 2nd year onwards


Fee Explanation Standard bank charges apply on overdue amounts and other transactions.

Detailed Explanation of Axis Buzz Credit Card Fees

Joining Fee: ₹750 (one-time)

Applicable at issuance

Annual Fee: ₹750 (yearly)

From 2nd year onwards

Cash Advance Fee: 2.5% (transaction)

Minimum ₹250 per transaction

Additional Features of Axis Buzz Credit Card

Contactless Payments

Tap and pay enabled globally

Mobile Wallet Support

Supports Apple Pay, Google Pay, Samsung Pay, PhonePe, Paytm, Amazon Pay

Welcome Bonus with Axis Buzz Credit Card

Welcome Bonus: ₹1,000 Flipkart voucher
Bonus Conditions: Valid on minimum 3 purchases within first 45 days; voucher valid for 12 months

Application Process for Axis Buzz Credit Card

Processing Time

7-10 business days

Online Application

Available

Instant Approval

Not Available

Step-by-Step Process

1

Apply online via Axis Bank portal

2

Upload KYC documents

3

Receive verification call

4

Card dispatched within 7-10 business days

Required Documents for Axis Buzz Credit Card

ID Proof

all

Accepted documents:

PAN card Aadhaar card

Address Proof

all

Accepted documents:

Passport Utility bill

Income Proof

salaried

Accepted documents:

Salary slip Form 16

Axis Buzz Credit Card Merchant Acceptance Network

Domestic Acceptance

Widely accepted across India

International Acceptance

Accepted globally at Mastercard merchants

Online Acceptance

Yes

Payment Technologies

Contactless PaymentsSupported

Mobile Wallet Support:

Apple PayGoogle PaySamsung PayPhonePePaytmAmazon Pay

Excluded Merchants

crypto exchangesgambling

Eligibility Criteria for Axis Buzz Credit Card

Quick Eligibility Check

Minimum Age

18+

Credit Score

700+

Citizenship

Indian only

Income Requirements

Salaried Applicants

₹25,000

Minimum annual income

Self-Employed Applicants

₹35,000

Minimum annual income

Who Can Apply

Important Conditions

  1. Valid PAN card and Aadhaar card required.

How Approval Is Decided

  • Minimum income ₹25,000/month for salaried
  • Indian resident
  • Credit score above 700

Pros of Axis Buzz Credit Card

  • Great rewards for online shoppers
  • Flipkart vouchers up to ₹8,000 annually
  • No joining fee from 2nd year
  • Exclusive monthly discounts

Cons of Axis Buzz Credit Card

  • Foreign currency markup is high
  • No complimentary lounge access
  • Late payment fees can be steep

Frequently Asked Questions about Axis Buzz Credit Card


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Axis Buzz Credit Card – Fees & Benefits | Finanjo